Why would you use a middleman to process your business money account. Reading the fine print and doing the research locate reputable banking financial service these days is not easy. Most of them are not interested in small startups with no tracked records of accounts. Naturally everyone justs wants a basic account to get started, so the first one that offers easy peasy sign-up and a card for withdrawals thats the winner. Only problem is the customer never sees what is going on behind the scenes. The financial platform operates on chaos, and is sucking up money to offer poorly thought out services that can claw more money from the users. Accounts get frozen funds become harder to be released, till finally the writing on the wall forces them into preplanned bankruptcy. Thats just another day in centralized financial services wind it up and start again new game new plan.